Contact Center: +7 (727) 259 69 00
+7 (727) 330 57 77

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New home with new house appliances from Altyn Bank!

Are you planning to buy a new house or an apartment? Altyn Bank will help you to settle in a new place.
Apply for a mortgage loan or refinance your existing loan in Altyn Bank and win one of 9 gift cards in amount of 100 000 tenge for purchasing home appliances and electronics from the chain store Sulpak.

With the gift card from Altyn Bank you can choose house appliances and electronics, which will bring warmth and comfort to your new home.

Advantages of secured loan from Altyn Bank

  • Open and transparent tariffs. Bank does not charge a commission for:

           – Cash withdrawal
           – Current account opening
           – Debit card issuing
           – Connection to Internet Banking for individuals

  • Individual approach to every client. Bank expert can arrange a meeting at a place that is convenient for you, provide a consultation and  demonstrate preliminary product calculations.
  • Pledge Insurance. During the first year of a loan, the Bank covers pledge insurance.
  • Early repayment (fully or partially) after 6 months is free of charge.
  • Loan repayments are convenient to conduct through Altyn Bank and Halyk Bank ATMs with Cash-in function.


Mortgage / Mortgage Refinancing / Combo loan *

Loan Amount From 3 000 000 till 100 000 000 tenge
Term of loan From 36 to 239 months
Loan currency Tenge
Interest rate Mortgage — from 16,5% (Annual
effective interest rate from 17,5%)
Mortgage refinancing —
from 16% (Annual effective interest rate from 16,73%)

* Combo loan - by providing an additional pledge you can get a loan in
the amount of 100% from the cost of purchased property.


Property-Secured Personal Loan

Amount of loan

For repair/construction/
purchase of property —
from 3 000 000 to 30 000 000 tenge

Other purposes —
from 3 000 000 to 15 000 000 tenge

Term of loan

Real estate purchase /installment
payment on the contract equity —
from 36 to 239 months

For repair, purchase of land and
construction — from 36 to 120 months

Other purposes — from 36 to 84 months

Currency of loan Tenge
Annual Rate From 17% (Annual effective interest rate
from 18,2%)


Terms and Conditions:*

  1. The Campaign is organized by JSC Altyn Bank (SB JSC Halyk Bank of Kazakhstan) (hereinafter Altyn Bank).

  2. Individuals who successfully receive secured loan in Altyn Bank during the period September 1, 2015 till November 30, 2015 inclusively become participants in the lottery of 9 gift cards 100 000 tenge each for Sulpak chain stores.

  3. Citizens of the Republic of Kazakhstan and foreigners with the resident permit in Kazakhstan, who reached 23 years old are eligible for this Campaign. Employees of Altyn Bank, its affiliates, agencies conducting the Campaign and their family members are not allowed to participate in the Campaign.

  4. The Campaign’s prize represents 9 gift cards 100 000 KZT each for Sulpak chain store. At the end of each month, three Winners for 3 gift cards will be determined.

  5. After determination of the gift cards, the Winner takes all risks, responsibility and expenses related to the possession of the gift card.

  6. Winners agree that the information about them winning in this lottery will be placed at the Bank’s official web site and mass media along with the photos.

  7. Bank can change the conditions of the campaign. Information about cancellation or any changes will be published at the Bank’s official web site and through mass media.

  8. Bank is not responsible for inconsistency of personal expectations from the prize granted.

  9. The prize cannot be converted to money and cannot be returned or exchanged.

  10. If the Campaign Winner refuses to receive a prize, no money or other type of compensation will be granted.

  11. Participation in the Campaign by default means familiarization and agreement with the current terms and conditions.

Please call us at +7 (727) 356 64 40 or send us email to the address and we will be happy to answer all your loan-related questions. We are available at the abovementioned telephone number from 9am to 6pm during working days.